Does Dental Insurance Or FSA/HSA Cover Night Guards or Retainers

Does Dental Insurance Or FSA/HSA Cover mouth Guards?

Does dental insurance or FSA/HSA cover the cost of a night guard or retainer? If so, it will help you understand your options. If you have a high deductible, you can even save 50% on the night guard or retainer cost.

Cost of a night guard or retainer

If you are concerned that the cost of a night guard or retainer is too high, you have options. Many health care plans include FSA/HSA accounts and these funds can help pay for your dental night guard or retainer. FSA/HSA accounts can be used to pay for certain medical and dental expenses for you and your family members. These accounts can also help cover deductibles.

 

Cost of a custom-fitted night guard or retainer

Most dental insurance policies do not cover the cost of a custom-fitted night guard or retainer. This is because dental insurance providers claim that it is a preventive measure for preexisting conditions. In fact, the benefits of dental night guards or retainers far outweigh the cost. Night guards or retainers can also save you money in the long run by preventing a whole host of problems.

While night guards are typically priced at $500-$800, many dental insurance plans do not cover the expense. Thankfully, night guards are considered a medical expense by the IRS, making them tax-deductible. You can even use your HSA or FSA funds for a custom-fitted night guard or retainer at Shopremi.com

Cost of an over-the-counter night guard or retainer

A custom-fitted night guard or retainer will typically cost $500-$800, but an over-the-counter option can cost as little as $15. Most over-the-counter night guards are boil and bite, meaning they morph to fit your teeth when heated in a pot of boiling water. While these guards work in a pinch, they can cause long term issues as the excess material forces your jaw into an open position. They are also often far less comfortable since they are not truly custom. Rather than sacrifice quality, the best way to save money on a night guard is to order one online.

Cost of a Remi night guard or retainer

If you're a first-time user, the cost of a one-time Remi night guard or retainer may surprise you. This device is priced at $289, but there are other ways to save money. For example, you can join the Remi Club, which will send you replacement guards or retainers for a discounted rate every six months. The cost of the Remi club is also less than half what it costs to join other night guard or retainer subscription services. Plus, you can watch for flash sales to save even more money.

Remi is a lot less expensive than buying a guard or retainer through a dental office. You can get a custom night guard online for 80% less than you'd spend at a dentist's office. Another benefit of the Remi night guard or retainer is its home delivery service. Plus, the convenience of the product means that you'll be able to use it right away. And since there's no middleman, you can get your night guard or retainer delivered at home, saving you time and money.

Ana has worked for the past two years at Remi. She is a California-native and proud San Franciscan. Ana Milian RDA Head Dental Technician

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