Does Dental Insurance Or FSA/HSA Cover Night Guards?

by Support Remi May 23, 2022 2 min read

Does Dental Insurance Or FSA/HSA Cover Night Guards?

Does dental insurance or FSA/HSA cover the cost of a night guard? If so, it will help you understand your options. If you have a high deductible, you can even save 50% on the night guard cost.

Cost of a night guard

If you are concerned that the cost of a night guard is too high, you have options. Many health care plans include FSA/HSA accounts and these funds can help pay for your dental night guard. FSA/HSA accounts can be used to pay for certain medical and dental expenses for you and your family members. These accounts can also help cover deductibles.


Cost of a custom-fitted night guard

Most dental insurance policies do not cover the cost of a custom-fitted night guard. This is because dental insurance providers claim that it is a preventive measure for preexisting conditions. In fact, the benefits of dental night guards far outweigh the cost. Night guards can also save you money in the long run by preventing a whole host of problems.

While night guards are typically priced at $500-$800, many dental insurance plans do not cover the expense. Thankfully, night guards are considered a medical expense by the IRS, making them tax-deductible. You can even use your HSA or FSA funds for a custom-fitted night guard at

Cost of an over-the-counter night guard

A custom-fitted night guard will typically cost $500-$800, but an over-the-counter option can cost as little as $15. Most over-the-counter night guards are boil and bite, meaning they morph to fit your teeth when heated in a pot of boiling water. While these guards work in a pinch, they can cause long term issues as the excess material forces your jaw into an open position. They are also often far less comfortable since they are not truly custom..Rather than sacrifice quality, the best way to save money on a night guard is to order one online.

Cost of a Remi night guard

If you're a first-time user, the cost of a one-time Remi night guard may surprise you. This device can is priced at $165, but there are other ways to save money. For example, you can join the Remi Club, which will send you replacement guards for a discounted rate every six months. The cost of the Remi club is also less than half what it costs to join other night guard subscription services. Plus, you can watch for flash sales to save even more money.

Remi is a lot less expensive than buying a guard through a dental office. You can get a custom night guard online for 80% less than you'd spend at a dentist's office. Another benefit of the Remi night guard is its home delivery service. Plus, the convenience of the product means that you'll be able to use it right away. And since there's no middleman, you can get your night guard delivered at home, saving you time and money.

Ana has worked for the past two years at Remi. She is a California-native and proud San Franciscan. Ana Milian RDA Head Dental Technician

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